Vienna Insurance coverage Group (VIG) has reported revenue earlier than tax of €872.8m from the primary quarter to the third quarter of 2025 (Q1–Q3 2025), a rise of 31% in comparison with the identical interval final yr.
The outcome was supported by improved mixed ratios and enterprise quantity, notably within the Particular Markets, Poland, Czech Republic and Austria segments.
Insurance coverage service income in the course of the interval rose by 8.6% to €9.7bn as a result of progress throughout all traces of enterprise and segments throughout this timeframe.
The insurer’s gross written premiums (GWP) for the reporting interval grew to €12.46bn, up 8.6% year-on-year (YoY).
Medical insurance premiums elevated by 12.1%, motor third-party legal responsibility premiums rose by 11.9% and life insurance coverage with out revenue participation grew by 11.8%.
The web mixed ratio on the shut of Q3 2025 was reported at 92.1%, an enchancment of two.2 proportion factors in comparison with final yr’s results of 94.3%.
A key cause for this enchancment was decrease weather-related claims, which had been roughly €160m within the reporting interval versus round €338m the earlier yr.
In October 2025, following a enterprise mixture settlement with Nürnberger, VIG printed a voluntary supply to accumulate as much as 100% of Nürnberger’s share capital.
Earlier than this announcement, institutional shareholders at Nürnberger had agreed to tender shares representing round 64.4% of its share capital.
As of 24 November 2025, topic to affirmation, VIG had secured 11,333,375 shares, together with these already held or in any other case obtained, accounting for round 98.38% of Nürnberger’s share capital and voting rights.
The deal is about for completion by second half of 2026, topic to customary situations and regulatory approval.
VIG CEO Hartwig Löger mentioned: “2025 has been a outstanding yr for VIG in a number of respects. Firstly, we expect an distinctive year-end outcome, which has enabled us to enhance our outlook for the monetary yr.
“Secondly, the deliberate acquisition of Nürnberger is the biggest transaction within the historical past of our Group. The purpose of diversifying by means of the particular market Germany is to help VIG’s long-term worthwhile progress technique in CEE [central and eastern Europe] whereas positioning Nürnberger additionally as a number one supplier of biometric options inside the Group.”
Primarily based on efficiency within the first three quarters, VIG has revised upwards its full-year pre-tax revenue forecast for 2025 to between €1.10bn and €1.15bn.
“VIG revenue earlier than tax rises 31% in Q1–Q3 2025 ” was initially created and printed by Life Insurance coverage Worldwide, a GlobalData owned model.
