A lady from Texas known as into “The Ramsey Present” just lately with a stunning story about her soon-to-be ex-husband. She mentioned he secretly opened bank cards utilizing their youngsters’s identities, ran up main debt, after which emptied his retirement account to pay it off. Now, he’s asking her to signal authorized paperwork that might absolve him of any wrongdoing.
“No good. Not taking place,” private finance skilled Dave Ramsey mentioned flatly. Then he added, “Your husband is scum. Anyone that might screw his personal youngsters over is scum.”
He known as the scenario “legal fraud” and mentioned it was a textbook case of id theft. “Your husband is a legal. Oh, and who did he steal from? His youngsters. What a jerk.”
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Ramsey was clear about how to answer the paperwork the husband needed signed: “No, I’m not signing any paperwork besides paperwork that places him in jail. That is the paperwork we’re signing on him.”
The caller, Alexandria, mentioned her husband stored insisting it wasn’t potential to pull credit score reviews for his or her youngsters. However Ramsey instantly shot that down. “Sure, you’ll be able to,” he mentioned. “You’ll be able to pull youngsters’ credit score reviews and you’ll freeze them. We all know this as a result of we did it when Rachel was a minor.”
Co-host Rachel Cruze backed that up, saying it’s not solely potential however vital. “You do it to guard them from ID theft simply usually with the web and scams,” she mentioned.
Ramsey mentioned that freezing their youngsters’ credit score is one of the simplest ways to stop any extra fraud. “If they really verify the credit score earlier than they problem the bank card, they received’t problem it if it’s frozen subsequent time he tries to do that. As a result of there might be a subsequent time. This man is a critical con artist.”
Ramsey additionally informed Alexandria to not belief something her husband says going ahead. “Something this man says isn’t true. If his mouth is shifting, he’s mendacity. It is a man who would steal his personal youngsters’s id for his personal private profit.”
He strongly suggested her to drag the credit score reviews instantly to see the actual injury and to report the crime to the police. “I’d file a legal [report] on him,” Ramsey mentioned. “I’d have the police—I’d set him up and say, ‘Hey, someone stole my child’s id.’ Oh, it was him. Completely.”
